Are you looking for a peaceful retirement in idyllic surroundings, while preserving your assets? Andorra is the destination of choice for French retirees seeking peace of mind and tax advantages. At AND Capital, a firm specializing intax optimization and the setting up a business in AndorraWe'll help you make a success of your expatriation and enjoy your new life to the full.
Andorra's many assets for a golden retirement
Nestled in the heart of the Pyrenees, the Principality of Andorra attracts many retirees with its exceptional natural setting, relaxed lifestyle and attractive tax system. As a resident of Andorra for tax purposes, you benefit from a number of advantages:
Exemption from CSG, CRDS and CASA on your pension
Unlike France, where these contributions weigh heavily on pensions, Andorra exempts you from them altogether. As a result, your purchasing power when you retire is significantly improved.
Tax protection for your assets
Andorran legislation is particularly favourable to the preservation and transmission of your assets, with :
- An income tax rate between 5 and 10%
- No wealth, inheritance or gift tax
- Exemptions on certain income and capital gains
An enchanting setting for a fulfilling retirement
With its breathtaking scenery, generous sunshine, varied activities and tranquil setting, Andorra offers an ideal environment in which to enjoy a peaceful retirement.
Conditions for obtaining tax residency in Andorra
Passive residence permit
To retire in Andorra, you need to apply to the immigration authorities for a "passive" residence permit. This allows you to settle in Andorra without working.
"Applying for passive residency is a crucial step in your expatriation. At AND Capital, we'll guide you through the process and take care of all the paperwork for you, in your own language."
- The AND Capital team
Eligibility criteria
To be eligible for the passive residence, the future retiree must justify an investment of at least €600,000 in Andorra, in real estate or a company. A deposit is also required from the Andorran Financial Authority.
Naturally, our experts will advise you on the best wealth management options for your profile and objectives.
Paying your pension into an Andorran account
Once you have been granted residency, your pension will be paid directly into a bank account in Andorra. The Caisse Andorrane de Sécurité Sociale (CASS) will take care of all the formalities for you with the various French social security funds.
For open your account AND Capital puts its banking network at your disposal.
Rely on a high-performance healthcare system for a worry-free retirement
Andorra boasts a high-quality healthcare system, regularly ranked among the best in the world. As a resident, you have access to top-quality care:
- Universal, comprehensive health coverage through CASS
- Modern medical infrastructures and qualified practitioners
- Short waiting times and rapid treatment
- The possibility of receiving treatment abroad if necessary
All these advantages make Andorra the ideal destination for a fit and relaxed retirement.
Would you like to find out more about how to prepare for your retirement in the sun? Contact AND Capital now. Our advisors are on hand to work with you to build a tailor-made expatriation project and support you every step of the way. With our expertise, you can live your new life with peace of mind!
To retire in Andorra, you need to apply to the immigration authorities for a "passive" residence permit. This allows you to settle in Andorra without working.
"Applying for passive residency is a crucial step in your expatriation. At AND Capital, we'll guide you through the process and take care of all the paperwork for you, in your own language."
- The AND Capital team
Eligibility criteria
To be eligible for the passive residence, the future retiree must justify an investment of at least €600,000 in Andorra, in real estate or a company. A deposit is also required from the Andorran Financial Authority.
Naturally, our experts will advise you on the best wealth management options for your profile and objectives.
Paying your pension into an Andorran account
Once you have been granted residency, your pension will be paid directly into a bank account in Andorra. The Caisse Andorrane de Sécurité Sociale (CASS) will take care of all the formalities for you with the various French social security funds.
For open your account AND Capital puts its banking network at your disposal.
Rely on a high-performance healthcare system for a worry-free retirement
Andorra boasts a high-quality healthcare system, regularly ranked among the best in the world. As a resident, you have access to top-quality care:
- Universal, comprehensive health coverage through CASS
- Modern medical infrastructures and qualified practitioners
- Short waiting times and rapid treatment
- The possibility of receiving treatment abroad if necessary
All these advantages make Andorra the ideal destination for a fit and relaxed retirement.
Would you like to find out more about how to prepare for your retirement in the sun? Contact AND Capital now. Our advisors are on hand to work with you to build a tailor-made expatriation project and support you every step of the way. With our expertise, you can live your new life with peace of mind!
